With a vast array of insurances available to protect you, your family, your income and health, we are able to ensure that if the worst should happen, you have the financial help you need to keep life on track.
For insurance business we offer products from a choice of insurers.
Life insurance pays out a lump sum or an ongoing income in the event of death.
Death is the least likely event to happen within a certain period of time, but it can have the biggest impact. Not only will there be a lack of income and help with household jobs, but funerals can cost a lot of money.
Critical Illness Cover pays out either a lump sum or an ongoing income in the event of being diagnosed with a critical illness.
The most common critical illnesses are cancer, heart attack, stroke and multiple sclerosis, but most providers cover for a lot of additional illnesses.
Children’s Critical Illness Cover can be taken alongside any policy so you receive a partial payout should your child be diagnosed with an illness covered under the policy.
This pays out an ongoing income should your doctor sign you off as unfit for work and once your employer’s sick pay stops (if you have any).
Income Protection covers the most likely event to happen. You are more likely to be off work with stress, back pain or any type of injury etc, than you are to be diagnosed with a critical illness.
PMI is designed to help cover the cost of private healthcare if ever you need it in future.
NHS wait times and staff shortages are consistently on the rise. If you are in a position to, going private could make a world of difference in receiving timely and individualised treatment.
This cover safeguards against the potentially huge costs relating to damage of your building, land and the contents within.
A fire, flood, burst pipe or burglary can be very costly events to recover from, so having the correct level of cover is extremely important.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee can be up to 1% of the amount borrowed, but a typical fee is £295.
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